Why everyone should have a will
It's important to make a will, regardless of how much money or how many belongings you think you have. Without a will, strict legal rules will determine how your money, possessions, and any property (your estate) are divided - and these might not match your wishes.
For instance, if you have a long-term partner but aren’t married or in a civil partnership, they won’t automatically inherit anything if you die without a will – even if you’ve been together for years or have children.
No voice without a will
Having a will gives you control over what happens to your assets. It allows you to:
- decide who gets what from your estate;
- name a legal guardian for any children under 18 (without a will, and if there’s no other person with parental responsibility, the court will decide this);
- make sure loved ones and dependents are protected financially;
- help prevent family disputes by making your wishes clear;
- make the legal process easier and less stressful for your family.
Why people delay
Many people put off making a will, often thinking there’s plenty of time, avoiding thoughts of death, or worrying about the cost. According to moneysavingexpert.com, more than half of adults in the UK don’t have a will or have one that’s out of date.
Worried about cost?
There are free or low-cost options available to make a will. However, it’s important to know that solicitors are regulated, while will-writing services aren’t – meaning less protection if something goes wrong.
One great option is to use free will-writing services offered by many charities. These services, often prepared or reviewed by solicitors, are safe, regulated, and come with no obligation, though you might choose to give a one-off donation or leave a gift to the charity in your will. For example, the National Free Wills Network connects people with solicitors who provide free will-writing services to support UK charities.
Free Wills Month
Free Wills Month takes place every March and October, offering people aged 55 and over the opportunity to have a will drafted or updated by a solicitor at no cost. While there’s no requirement, you’re encouraged to leave a charitable gift in your will or give a one-off donation instead.
To sign up, visit the Free Wills Month website and enter your postcode to find a participating solicitor near you. You'll need to arrange an appointment in either March or October, but the appointment can happen later.
If you’re a member of a trade union such as Unison, the Fire Brigades’ Union, or the NASUWT teachers’ union, you may find that the union offers a free will-writing service.
Get started today
For more information on wills, how to make one, or where to find help, visit Citizens Advice or call 0800 144 8848. They also have advice on how to get legal help.